Grandpa Mortgage - Seniors seeking financial help with mortgages or planning retirement

Seniors seeking financial help with mortgages or planning retirement? A Reverse Mortgage could be the solution you need. Unlike Conventional Mortgages, Reverse Mortgages offer unique benefits tailored to seniors:

  • Principal and interest payments are not required, freeing up your cash flow.
  • Access tax-free cash from your home’s equity without it being reported as income to the IRS.
  • Retain ownership of your home’s title.
  • Protect your surviving spouse’s access to benefits even after one spouse passes away.
  • Safeguard your Social Security and Medicare benefits.
  • Enjoy the peace of mind of a NON-Recourse loan, ensuring your estate will never owe more than your home’s value.
  • Rest assured knowing the government provides benefits in case of bank default.
  • The heirs can never inherit a debt unless they choose to. This would be applicable in situations where the heirs want to keep the home via a refinance.


Explore various Reverse Mortgage program options designed to suit your needs: HECM (Home Equity Conversion Mortgage): Unlock the potential in your home’s equity with a HECM Reverse Mortgage. Use the funds to pay off your existing mortgage, supplement income, cover expenses, renovate your home, and more. HomeSafe: Enjoy loan amounts up to $4 million, competitive interest rates, and the industry’s only Borrower Care program. Plus, no monthly mortgage insurance premiums and minimal out-of-pocket costs. Reverse for Purchase: Relocate or right-size to your dream home without required monthly mortgage payments. Increase your buying power and save money with this innovative option. With HECM Reverse Mortgage proceeds, you’ll be able to:

  • Pay off an existing mortgage
  • Stay in your home long-term
  • Increase your buying power for purchasing a new home or condo
  • Supplement income for regular expenses
  • Diversify overall retirement strategy
  • Cover medical expenses
  • Pay for in-home care
  • Renovate your home
  • Purchase insurance
  • Go on the trip of a lifetime
  • Start a new business
  • Help your grandchildren pay for college
  • Or simply have savings available for the future

A HomeSafe Reverse Mortgage: • Provides loan amounts higher than a Home Equity Conversion Mortgage, or HECM—up to $4 million • No monthly mortgage insurance premiums (MIP) • Competitive interest rates • Fees that can be rolled into the loan with little to no out-of-pocket costs (except for Purchase) • The industry’s only Borrower Care program that includes a HomeSafe concierge,
A Reverse for Purchase can help you: Relocate or right-size to the perfect home with no mortgage payments. This option allows borrowers to increase their buying power when purchasing a new home using a HomeSafe reverse mortgage, giving them the option to save money with no monthly mortgage payments. The process is simple:

    1. Determine loan proceeds based on your age and home’s value.
    2. Undergo a financial assessment and independent counseling.
    3. Complete a formal appraisal of your property.
    4. Proceeds pay off your current mortgage.
    5. Receive additional cash as a lump sum or line of credit.
    6. Continue paying taxes and insurance along with upkeep of the property.
    7. Enjoy retirement with newfound financial flexibility.
    8. Seniors seeking financial help with mortgages or planning retirement?

A Reverse Mortgage could be the solution you’ve been searching for. Let’s explore if a Reverse Mortgage is right for you and help you create a retirement you feel good about.

FREE in-home consultation is available in Southern California.

About Jeff Markell and Reverse Mortgage Nuts & Bolts
UPDATE – Jeff is currently licensed in California (02/01/2024)


***#1 Reverse Mortgages ARE NOT a loan of last resort.***
***#2 Reverse Mortgages
ARE very flexible and an excellent Financial Tool to help preserve your assets.***
***#3 Reverse Mortgages
CAN also be used for Purchasing a Home.*** 

In-Home Consultation – I’ll come to you (in Southern California)
Seasoned Professional – I’m a Senior Competitive
Pricing – I’ll help provide your best benefit
No “Hollywood Celebrity” Overhead Fees
I’ll be with you from Start to Finish
I love to change Senior’s Lives for the Better!

empire home loansGrandpa Mortgage - Seniors seeking financial help with mortgages or planning retirement?

Jeff Markell – U.S. Air Force Veteran – NMLS 224196
Call me today at 714.614.4040 for a FREE (No Obligation) Consultation
Powered by Empire Home Loans, Inc. – 4401 Hazel Ave., Ste. 135 Fair Oaks, CA 95628
NMLS – 1839243 – CA DBO/CFL Lic: 60DBO-98315
NMLS Consumer Access:
This webpage does not represent a commitment to lend.


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