As a Mortgage Professional (NMLS 224196) with Empire Home Loans, Inc. (NMLS 1839243,) I provide Mortgage Advisory Services for homebuyers and current homeowners so that they can build greater personal wealth with Real Estate and offer personalized loan options to every borrower that are consistent with their long-term financial goals, whether they are Conventional Home Loans, Jumbo Loans, Reverse (HECM), Jumbo Reverse, FHA, VA, USDA, HELOC, Construction, Commercial, Manufactured or Hard Money. I’m NMLS licensed in California.

As a Mortgage Broker, the availability to shop a wide variety of lenders assures the most competitive rates on all Home Loans along with my professional and personalized service for every borrower’s unique situation maximizes your benefit. Whether you are buying your next home, refinancing a current property, looking into purchasing a 2nd home or investment property, allow me to be your Mortgage Consultant to help you save money. I love to over-deliver!



Grandpa Mortgage

Jeff Markell – Grandpa Mortgage

Proudly serving Home Buyers and Refinance Clients as a Mortgage Consultant with Home Loans throughout California in the following Counties: Orange, Los Angeles, Riverside, Alameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Imperial, Inyo, Kern, Kings, Lake, Lassen, Madera, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Placer, Plumas, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, Ventura, Yolo, Yuba.

I am a dynamic and accomplished professional with a wealth of expertise across training, management, team leadership, and technology sales. With a proven track record in corporate training, branch management, and technology, I am adept at delivering strategic insights that drive financial health, business growth, and operational efficiency.

My career journey reflects my passion for growth projects in Lending, Business Management and Transportation. I have excelled in identifying, planning, and developing new business networks and opportunities. As a seasoned loan officer, I specialize in building effective processes, obtaining reliable information for informed decision-making, and navigating complex banking regulations and procedures. I take pride in my ability to resolve issues, enhance customer satisfaction, and drive operational improvements.
• Expertise in delivering diverse loan programs, including Conventional, Reverse, FHA, USDA, VA, and Non-QM Mortgage Loans.
• Proven ability to ensure exceptional customer service while overseeing operations and collaborating with leadership for high standards and effectiveness.
• Accomplished classroom presenter and mortgage expert to Clients, Realtors, and Financial Advisors.
• Successful development and implementation of a comprehensive Loan Officer Training Class, equipping hundreds of students with mortgage loan lifecycle knowledge.
• Conducted impactful short sale training for Real Estate Agents across multiple regions.
• Strong involvement in creating educational Reverse Mortgage Videos.

I’m a technology nerd. I have built my computers for the last 20+ years along with learning various software programs.

I have been married to the most wonderful woman for thirty-plus years. We have two children who have turned into amazing adults and two handsome grandsons. I’m passionate about dog rescue and love the outdoors where I ride motorcycles, ride my MTB, and play golf.

Jeff in OceansideSome of my best memories will always be of Live Oak Park, where as a kid, I played Little League baseball and Pop Warner football. I’ve created a page for each of those within this website to preserve the memories of my youth and to share with those who may want to revisit theirs.

After high school, I served in the U.S. Air Force and lived in Aspen, CO and then Honolulu, HI. I’ve lived in Orange County since 1985 and enjoy my life with my wife and our dog, Abby.

empire home loansequal housing opportunity

Jeff Markell – U.S. Air Force Veteran – NMLS 224196
Call me today at 714.614.4040 for a FREE (No Obligation) Consultation
Empire Home Loans, Inc. – Corporate Office – 4401 Hazel Ave., Ste. 135 Fair Oaks, CA 95628
Proudly serving Home Refinance and Home Buyer Clients in California CA DBO/CFL Lic: 60DBO-98315


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Empire Home Loans, Inc., NMLS #1839243
This webpage does not represent a commitment to lend. Contact Jeff Markell 714.614.4040 Mortgage Loan Originator for details. Equal Housing Opportunity.

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