New Improvements 203(k) Loan There are new improvements 203(k) loan …In today’s competitive housing market, finding the perfect home can be tough, especially when every listing seems to attract tons of offers. If you’re a buyer struggling to find that
Buy Now Refinance Later
Buy Now Refinance Later – Why Buying a Home Now Could Be a Smart Move, Even with Higher Rates It’s no secret—interest rates have climbed recently, and many potential buyers are holding off, hoping for rates to dip. But, despite
Reverse Mortgage Who Qualifies
Reverse Mortgage Who Qualifies A reverse mortgage is a financial tool designed to help senior homeowners utilize the equity of their home to support their retirement lifestyle. It allows homeowners who have paid off their mortgage or have substantial equity
Building Wealth in 2024
Building Wealth in 2024 Alright folks, let me tell you — building wealth in 2024 isn’t as hard as people make it out to be. I was just talking about this with a client the other day. There are some
Are You Mortgage Ready
Are You Mortgage Ready … CNBC reported that an estimated 7.9 million renters were “income mortgage ready” in 2022, meaning they were qualified to buy a home according to the U.S. Census Bureau. While some of these renters may have
Refinancing with a VA IRRRL
As interest rates continue to drop, veterans with a VA home loan have a valuable opportunity to save money by Refinancing with a VA IRRRL, also known as the VA streamline refinance. The VA IRRRL, which stands for Interest Rate
CalHFA Home Loan Program
The CalHFA Home Loan Program from the California Housing Finance Agency is one of the most valuable tools available for first-time homebuyers in California. With the state’s high housing costs, many potential buyers struggle with saving enough for a down
Great Time To Refinance
Great Time To Refinance As we navigate through 2024, the real estate market in California presents a unique opportunity for homeowners to consider refinancing their mortgages. Despite the ever-changing economic landscape, several factors make this an advantageous time to explore
The Worst Kept Secret
The Worst Kept Secret in America is that the FOMC (Federal Open Market Committee) will lower the short-term interest rates in their upcoming September Meeting. Exciting news is on the horizon: The Federal Reserve is expected to cut short-term interest
Fix and Flip Home Loan
A Fix and Flip Home Loan is a short-term financing option designed specifically for real estate investors who buy properties with the intention of renovating and selling them quickly for a profit. Unlike traditional mortgage loans, which are geared towards