Buy Now Refinance Later – Why Buying a Home Now Could Be a Smart Move, Even with Higher Rates It’s no secret—interest rates have climbed recently, and many potential buyers are holding off, hoping for rates to dip. But, despite
Are You Mortgage Ready
Are You Mortgage Ready … CNBC reported that an estimated 7.9 million renters were “income mortgage ready” in 2022, meaning they were qualified to buy a home according to the U.S. Census Bureau. While some of these renters may have
Refinancing with a VA IRRRL
As interest rates continue to drop, veterans with a VA home loan have a valuable opportunity to save money by Refinancing with a VA IRRRL, also known as the VA streamline refinance. The VA IRRRL, which stands for Interest Rate
CalHFA Home Loan Program
The CalHFA Home Loan Program from the California Housing Finance Agency is one of the most valuable tools available for first-time homebuyers in California. With the state’s high housing costs, many potential buyers struggle with saving enough for a down
Great Time To Refinance
Great Time To Refinance As we navigate through 2024, the real estate market in California presents a unique opportunity for homeowners to consider refinancing their mortgages. Despite the ever-changing economic landscape, several factors make this an advantageous time to explore
The Worst Kept Secret
The Worst Kept Secret in America is that the FOMC (Federal Open Market Committee) will lower the short-term interest rates in their upcoming September Meeting. Exciting news is on the horizon: The Federal Reserve is expected to cut short-term interest
Navigating the Mortgage Maze
Navigating the Mortgage Maze in Today’s Housing Market: A Journey Through Real Estate Wonderland Welcome to the wacky world of mortgages and the current housing market! If you thought getting a mortgage was as simple as finding your dream home
Why Work with a Mortgage Broker?
Why Work with a Mortgage Broker? When navigating the complex terrain of obtaining a home loan, prospective buyers often encounter various professionals who can assist in the process. Three primary entities involved in facilitating mortgage transactions are mortgage brokers, mortgage